Yes — it’s possible to get an education loan without collateral, but it typically depends on the loan amount, the bank’s policy, and youStudent visa approval chances are generally high if you meet all eligibility requirements and submit accurate documents. On average, well-prepared applicants have a strong approval rate, especially when they apply to recognized universities and clearly demonstrate genuine study intent. r academic and financial profile. Many Indian banks offer collateral-free education loans up to a certain limit.