Education Loans for
Studying Abroad Made Easy
Finance your international education with flexible education loan options, expert guidance, and fast approvals.
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Why Take an Education Loan
for Studying Abroad?
Studying abroad involves expenses such as tuition fees, living costs, travel, and insurance. An education loan helps students manage these costs without compromising on the quality of education or financial stability of the family.
Benefits:
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Covers tuition & living expenses -
Flexible repayment options -
Lower interest rates for students -
Tax benefits under applicable laws
Education Loan
Eligibility Criteria
Our experts evaluate your profile and connect you with the most suitable bank or NBFC for maximum approval chances.
Eligibility Factors:
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Confirmed admission from recognized foreign university -
Academic performance & background -
Co-applicant income & credit profile -
Course & country of study -
Loan amount requirement
Simple Education
Loan Process
Profile evaluation
Loan eligibility check
Bank/NBFC shortlisting
Documentation & application
Loan approval & disbursement
Simple Education
Loan Process
Tie-ups with multiple lenders
Personalized loan guidance
Faster approvals
End-to-end documentation support
Get the Right Education Loan for Your Study Abroad Dream
FAQs
How much education loan can I get for studying abroad?
Indian students can generally borrow up to 100% of the total education cost, including tuition fees, living expenses, travel, and other related costs, depending on the bank and loan scheme. Some banks may even offer additional funds for allowances like books and equipment.
Can I get an education loan without collateral?
Yes — it’s possible to get an education loan without collateral, but it typically depends on the loan amount, the bank’s policy, and your academic and financial profile. Many Indian banks offer collateral-free education loans up to a certain limit.
What expenses are covered under education loan?
An education loan for studying abroad typically covers most academic and living-related expenses required to complete your course. Banks design these loans to support students throughout their education journey, not just tuition fees.
When does loan repayment start?
Education loan repayment usually starts after you complete your course, following a moratorium period. The moratorium period generally includes:The entire course duration, plus
6 to 12 months after course completion (or until you get a job, whichever is earlier)